Do i need to most utilize the money from a property Guarantee Mortgage TB getting something?

The whole quantity of a property Guarantee Loan TB is actually good financing for the purpose, which means that there aren’t any requirements to file any objective and funds from our home Collateral Loan TB can be used at your only discretion. The only different is a posture by using the house equity mortgage to settle other finance in this situation you need to pay-off those individuals finance and you will any left the main mortgage can be used when it comes down to objective.

What is the difference between the user financing TB and Domestic security mortgage TB ?

The consumer Loan TB financing with an interest speed away from 5.9 % p. good. and you may readiness several months maximum. 8 many years,

Your house Security Financing TB financing with an interest speed off dos.59 % p. an effective. with one year fixation and maturity 20 years.

Is it possible to repay our home Collateral Loan TB very early?

Yes, the home Security Loan TB could be paid off early, actually without a charge, toward date of your prevent of the repaired-desire several months. A customer may render an extraordinary put one per year doing the new 20 % of your loan prominent free of one costs. Plus those two alternatives, the expenses away from early repayment cannot surpass 1 % of early paid off number into houses financing.

Just what requirements manage I need to satisfy basically need to just take property Security Loan TB ?

• lowest years 18 ages,
• documents away from most recent web month-to-month income off five-hundred EUR or higher,
• mortgage as much as as much 80 % of the sworn assets,
• restrict cost chronilogical age of two decades,
• a choice to use the main mortgage to pay fees (loan fee and you can ensuring professional testing of your own flat by way of Tatra banka),
• pledging of construction possessions once the security.

Is there one insurance rates offered easily have always been unable to pay-off the house Guarantee Mortgage TB ?

Sure, there clearly was. During the cooperation on UNIQA insurer you might arrange the newest after the thru cellphone services Dialogue Live or perhaps in Tatra banka part:

• insurance policies of your capability to repay financing, that will leave you certainty in case of unanticipated situations one tend to prevent you from continuing to repay the loan,
• assets http://paydayloancolorado.net/cherry-creek insurance policies you could arrange based on your circumstances.

What are the fixed interest choice of the home Guarantee Mortgage TB ?

A choice of a fixed rate of interest can be found for just one, 2, step 3, 5, eight and you may a decade or the whole financing repayment months.

At least a couple months until the avoid of your repaired appeal rates months we will get in touch with you on paper and you may allow you to understand brand new interest while the the newest fixed interest rate period. You could pick, whether you:

• accept brand new rate of interest while the repaired-rate period,
• deal with the offer to give otherwise shorten the brand new fixed-price period and the relevant interest.

How does the new session during the Tatra banka go ahead when drawing new financing? What are the results at the first meeting?

Session ‘s the first step to obtain the loan. Schedule a date for your appointment thru Dialogue Alive *1100. Our home loan bankers is actually borrowing gurus. You will learn in regards to the complete provide away from financing factors on the original fulfilling after which it would be your responsibility to mix the financing for the new house, auto loan, bungalow or property refurbishment.