Do i need to most utilize the money from a property Guarantee Mortgage TB getting something?

The whole quantity of a property Guarantee Loan TB is actually good financing for the purpose, which means that there aren’t any requirements to file any objective and funds from our home Collateral Loan TB can be used at your only discretion. The only different is a posture by using the house equity mortgage to settle other finance in this situation you need to pay-off those individuals finance and you will any left the main mortgage can be used when it comes down to objective.

What is the difference between the user financing TB and Domestic security mortgage TB ?

The consumer Loan TB financing with an interest speed away from 5.9 % p. good. and you may readiness several months maximum. 8 many years,

Your house Security Financing TB financing with an interest speed off dos.59 % p. an effective. with one year fixation and maturity 20 years.

Is it possible to repay our home Collateral Loan TB very early?

Yes, the home Security Loan TB could be paid off early, actually without a charge, toward date of your prevent of the repaired-desire several months. A customer may render an extraordinary put one per year doing the new 20 % of your loan prominent free of one costs. Plus those two alternatives, the expenses away from early repayment cannot surpass 1 % of early paid off number into houses financing.

Just what requirements manage I need to satisfy basically need to just take property Security Loan TB ?

• lowest years 18 ages,
• documents away from most recent web month-to-month income off five-hundred EUR or higher,
• mortgage as much as as much 80 % of the sworn assets,
• restrict cost chronilogical age of two decades,
• a choice to use the main mortgage to pay fees (loan fee and you can ensuring professional testing of your own flat by way of Tatra banka),
• pledging of construction possessions once the security. Continuar lectura →